Personal contract purchase

The finance plan that helps you to change your Mazda car when you want to. Enabling shorter term finance agreements, meaning a new car more often.

The benefits

  • You can fund your car over shorter periods, so you get the chance to change more often.
  • The flexibility at the end of the agreement to choose to keep, return or exchange your Mazda.
  • You're protected against any fall in used car prices by a Guaranteed Minimum Future Value (GMFV).

How it works

  1. Choose any new or used Mazda. Estimate your annual mileage.
  2. We estimate the minimum amount your car will be worth once your contract finishes - the GMFV.
  3. To work out your regular payments we add any interest charges and deduct your deposit plus the GMFV from the price of your new Mazda.
  4. Drive away the moment we activate your agreement.

At the end of your contract, when all instalments have been made, you have three choices

  • Choose another Mazda
    Use any excess value above the GMFV towards a deposit for another Mazda. You can trade in your car at any time or sell it privately having settled your account.
  • Return your car
    There's nothing more to pay if the car's in good condition and within the agreed mileage.
  • Keep the car
    Simply pay the GMFV, which we can finance if you wish.

Typical example:

Mazda3 1.6 5dr Takara  
On The Road Price £13,595.00
36 Monthly Payments of £250.25
Customer Deposit £251.00
Amount of Credit £13,344.00
Total Charge for Credit £0.00
Total Amount Payable by customer £13,595.00
GMFV (optional final payment) £4,335.00
Mileage per annum 12,000
Excess mileage charge 7.05 ppm
Typical 0% APR

Still have questions?

Your local Mazda dealer will be pleased to help.

For a written quotation, please contact:

Mazda Credit UK
Central Office
Eagle Way
Brentwood
Essex
CM13 3AR

Retail sales only. Subject to availability at participating dealers, only on vehicles registered between 1 July 2008 and 30 September 2008.

0% APR Mazda MultiOption available on all Mazda3 models with no minimum deposit required. GMFV (Guaranteed Minimum Future Value) must be paid if you wish to own the car at the end of the agreement.

Further charges may be made subject to the condition of the vehicle, if the vehicle is returned at the end of the finance agreement. Finance subject to status.

Guarantees/Indemnities may be required. Mazda Credit CM13 3AR.